Category: Saving Tips

How Millennial’s Are Escaping Healthcare

One significant change seen in generations is their view on healthcare. For older generations, such as Baby Boomers and Generation X, they believe in visiting the doctor as often as possible. They tend to go to their annual appointments with their doctors and make it a point to visit healthcare professionals.

Millennials have a much different viewpoint, though. They don’t stress on going to healthcare professionals, rather look at living a healthy day-to-day life. Let’s look at how millennials are slowly escaping healthcare.

They Trust Healthcare Professionals but Avoid Them

Technology has given millennials access to healthcare information in a moment’s notice. However, most still consider their physician to be the most trusted resource for healthcare advice. Yet, they still avoid these physicians.

Why is this?

Costs are the primary reason millennials avoid going to physicians. Around 54% won’t visit a doctor due to the overall expenses they incur. In a time where there is less job security, yet more financial freedom, health, dental and vision insurance isn’t easy for most to come across.

Slow Care Doesn’t Work Anymore

Since the world has become a smaller place and technology has increased how quickly things are processed, millennials are more impatient than previous generations. It’s a fast-paced world, most millennials believe going to a physician for a non-critical health problem is the last resort. Whereas Baby Boomers view it as their first option. This is mainly due to the time constrictions associated with Millennials.

They Focus on Eating Healthy and Exercising

Millennials believe that eating healthy and daily exercising can help maintain a long-term healthy lifestyle. Around 25% of millennials believe this. Meanwhile, only around 12-to-15 percent of older generations feel the same.

What we put in our bodies has been put under a magnifying glass in recent years. It’s important for Millennials to live a healthy lifestyle to avoid turning to the healthcare industry. Proper maintenance leads to fewer problems.

They Use Patient Networks

Online communities specifically for patients have boomed in recent years. Most patients use these online communities to cope with their own problems. Plus, they are more willing to share their symptoms and treatments. It’s an alternative to visiting a physician sometimes.

These communities range from simple problems, such as lice. Where most patients are recommended a lice specialist in Las Vegas, and talk about the ways to combat the problem in the future. Other communities are more extensive, catering to specific health issues like cancer.

They’ve Created Awareness with Their Everyday Products

Technology gives people more freedom to monitor their own health at home. For example, fitness watches have become vastly popular since they’ve been updated. The watch can monitor your heart rate, steps, calories burned, and captures virtually everything you do physically every day.

Millennials use it to maintain their daily lifestyle. Technology with smartphones, watches, and other gear has limited the need for the younger generations to visit the doctor.

Millennials Have Changed the Way Healthcare Works

Healthcare has completely changed with Millennials. Some people criticize their lack of awareness, calling it ignorance, saying they will incur more health problems in the future. However, it’s yet to be determined if escaping the clutches of the health care system through healthy living will positively or negatively impact the generation.

Top Cities with Progressive Production Communities

From the city that never sleeps to the hills of San Francisco, progressive video production communities are thriving throughout the United States. It’s important to plant yourself in industry hot spots if you are hoping to be a success in the video production business. Consider the following areas that have growing production communities.

New York, New York

Being home to the Tribeca Film Festival, DOC NYC, and the Big Apple Film Festival there are hundreds of growing production teams and communities in the New York City area. NYC is the East Coast’s industry giant and remains on many lists for best film and production locations. Last year over approximately twenty big title movies were produced and shot in this city. That doesn’t include productions from smaller companies and independent teams.

 

San Francisco, California

San Francisco has a reputation and awe around its beautiful hills and scenery. With minimum wage moving up towards $15 an hour by July 2018, it creates the perfect . The San Francisco Film Commission supports connecting economically challenged workers to entry-level job positions on major productions within the city. It also offers city-specific tax incentives for shooting films featuring the area. The San Francisco video production community has continuously been the perfect growing place for creative industry professionals and independents alike.

Chicago, Illinois

Many talented production groups spring out from Illinois. This is attributed to the Chicago Creative Pro Users Group. With the area’s growing success, there are many production services and iconic locations available.  Dozens of film festivals, independent theaters, museums, and production programs make this a thriving area for video production companies. Illinois is home to other production community groups such as the Illinois Production Alliance and the city of Chicago provides film resources for its citizens.

Orlando, Florida

After soaking in the warm sun rays of this south-eastern city, it’s easy to credit Orlando’s production success to the man with the mouse ears. Universal Studios is also another big booming company within the Orlando region. Although Disney and Universal takes up a large portion of Orlando’s production business, other groups within Orlando help to cultivate studios and communities in the area. Orlando also participates in an annual film festival.

Los Angeles, California

Los Angeles is usually the first place anyone thinks about when it comes to movies, video, or film experiences. Hollywood is another Californian city home to a multitude of production groups. These include The Los Angeles Film & TV Meetup Group (LAFTV) and the Los Angeles Creative Pro User Group (LACPUG). These two community groups create a network of support and learning experiences beneficial to production teams within the area.

Conclusion

In the world of television, movies, and independent films supportive production communities have never been more important to the industry. Finding opportunities that will aid your video production company will be vital to your business’s success. Make sure to research and figure out what progressive production area will best fit your company. It’s important to place your business where you’ll get the best opportunities for your establishment and employees.

Are there some cities that missed our list? Feel free to let us know in the discussion section below this post.

How To Save Money When Moving

Moving is known to be a stressful process that requires a good deal of planning if you want to ensure it doesn’t become even more of a struggle. The most important first step that anyone should take in the process is finding a trustworthy and competent moving company so that you can know that you are not in it alone. In a perfect world, we would all just be able to move our own stuff, but sometimes circumstances can make that impossible and that’s why we’ve compiled a list of three ways to make sure you find the right moving company while knowing the details to look for:

  1. 1.      Research and interview – If you’re already in the process of moving, you likely have made contact with a real estate agent. Start by calling this trusted real estate agent to ask about good moving companies and choose three that sound appealing. Research these companies online and through a phone book first to see whether these are good options for you and your specific needs. Plan to meet each company in person to speak about the details in order to receive an estimate as well. One of the first questions you ask them should whether or not they themselves will actually be doing the moving or if they plan to contract it out to another company. If they don’t want to move it themselves, move on to the next one.
  2. 2.      Pricing and services for your needs – Based on what your budget looks like, figure out the different prices for each company as well as why they might be priced differently. For example, if one company is far cheaper than most, it is probably too good to be true. Air on the side of caution as it could be worth an extra few hundred dollars if it means that your more valuable stuff will be taken care of. A professional, efficient and timely work guarantee can be the difference between a stressful experience that makes you wish you never had moved, and a pleasant start to a new chapter of life. Also, ask whether they will only be supplying a moving vehicle or the full service.
  3. 3.      Know what you are signing up for and take preventative measures – Be aware that it is the standard and should be considered a requirement that your moving company go over and sign a legal document that sets out the agreement in full. This should be one of the first things mentioned when beginning the process and should include details of all rights and disclosures. On this related topic, get information that can reveal key pieces of information about the service and policies such as:

. The address of the Company (make sure it is a legitimate and verifiable location)

. Get their phone number, email address and other contact information and establish a connection through one of these routes before agreeing to anything, this will also help in the future when there is an issue

. Acquire References (and establish a connection with them by calling, emailing etc.)

If you follow these three steps above, you should eliminate most of the risk of misfortune that comes with moving, allowing you to sleep easier before and after the big moving day.

Tips For Buying Used Vehicles

In this capitalistic world, buying a car is almost everyone’s dream, and most people save towards fulfilling this. The dream of most people is to buy a new car from the showroom, but let’s face it, not all of us can get a new one. A used car offers a great option at a lower price; the trouble is knowing how to differentiate between something in condition and one that is not, to avoid being conned. As a mechanic, I have learned a few tricks on how to know if you are getting a good deal or being swindled.

Check the vehicle history report
Before jumping into a deal, the first step is to do a background check on the car you are being offered. I get my vehicle history reports from companies that deal with cars. I produce the vehicle identification number (VIN) or license plate. In case the history report speaks something negative, this gives me the first red light not to proceed with the transaction. The history report shows a lot about a car, such as if it is a salvage title or if the odometer has been rolled back among other things.

Reach out to the seller
Reaching out to the seller always gives me an upper hand even before I see the car, as I have an opportunity to verify what has been put in the advertisement from the seller. Sometimes the seller can mention something that was not put in the advertisement that can be another red flag. I usually make a list of questions that I would like to ask before I contact the seller. On this list, I make sure questions regarding the price come last. Most people fall into the temptation of negotiating the price; I wait till I see the car so that I can tie my price to the condition of the car.

Do a test drive
Any good seller should allow me to do a test drive, whether I have offered him or her my price or not. Test drives enable me to not just see the condition of the car, but also see if the car is right for me. Take the car on a highway and feel how it moves, try it on a hill or a slope and feel how it handles such conditions. Once I have gone for the drive, I ask the seller for the service record to see if the car has had maintenance on time. I avoid getting cars that have a history of accidents and major repairs including transmission rebuilds, valve jobs and engine overhauls.

Do an inspection on the car
Before entering a deal, I ensure that the car is inspected, which has come to save me thousands of dollars. As a mechanic, I have the advantage of knowing how to inspect cars. I advise people to take their cars for inspection by an authorized mechanic before entering a deal. This is usually easier with a private dealer than a dealership company. In case it is a dealership, you do not need to get a mechanic.

Time to negotiate
If I like the car up to this point, I enter negotiation. I decide way before on how high I can go with the price, but I start from a very low price to ensure I get the best deal. I am aware of the dealer’s tricks of trying to derail my negotiation when they offer unnecessary things such as anti-theft devices and unnecessary warranties. I am always prepared to walk out as this has proved time and time again to be my strongest negotiating power. Once we agree, I close the deal.

Putting into consideration these tips can help you find a good used car. I have helped buyers seeking for used cars get the right ones by following these tips.

Things Everyone Should Own For Their Vehicle

Everyone who owns a car knows that buying one is not the end of everything. There are things deemed essential that need to be in a car to ensure your safety and comfort, as well as having repairs and maintenance done without a problem. While I always hope for the best as I drive my car especially long distances, on the other hand, I do prepare for the worst. This improves my security in case the car needs an emergency servicing and I am stuck in the middle of nowhere. It also saves me a lot of time. These things can be classed into three groups as below.

Repair and maintenance equipment
The worst scenario is when I pull over beside the road to change a flat tire only to realize that the spare tire in my trunk also has gone flat. There are certain tools that are a must-have in my car, whether I am going to the store at the corner or for a road trip. A spare tire in good condition is essential, along with it should come a jack and a tire iron. I also carry a tire inflator and a sealer.

A jumper cable is essential when my battery power goes low. Automatic cars do not allow you to push-start the vehicle as the old manual cars used to. Instead, I need to get a spare battery even if it means stopping another vehicle to assist me.

Safety and survival kit
Just like my repair equipment, my safety kit is always inside my car. This has helped save lives in emergency situations that involved my car or other people’s cars. Imagine being involved in an accident and not able to help just because you do not have an emergency kit to do so. A first aid kit with items such as bandages, razor, pain killers, anti-septic and other things are important.

A flashlight helps in case I break down in the middle of nowhere and it is late at night. Energy bars, fire starters, water bottles and a weather radio are just a few items that must be inside the car whenever I prepare for a journey.

Convenience and comfort items
This might sound like a non issue, after all, who needs such things? My experience as a mechanic sometimes means I go way out of town to do some work. Items such as blankets, USB charger, spare money, umbrella and tissue paper have all made my life away from home easier.

Having these things makes my drive experience safer and comfortable. I am well prepared for emergencies should they arise unexpectedly.

How To Tell If You’re getting Ripped

By giving my advice regarding the things you need to look out for to avoid being ripped off by your mechanic, I do not mean that all mechanics are dishonest and out to fleece the last dime from their clients. Truth be told, a number of them stand out as bright stars and are worthy of commendation. My aim is to help car owners evade the bad mechanic, and ensure they get value for the money they pay for car repair services. From my experience as a mechanic, here is how car owners can tell they are being ripped off.

Overpriced repair estimates
This by far is the most common one and the easiest to pull off.  I always avoid signing blank repair authorization forms since the moment I turn my back from my car, the mechanic has a chance to add other things that were not there initially. A dishonest mechanic can decide to advertise some cheap services just to entice clients. Once the clients are hooked, they cause damages to the cars to create a need for more repair. If I fall for this, it simply means that I will end up paying more than I signed for.

Fake motor parts
The danger of counterfeit parts is that, safety is always compromised due to poor design, low quality materials and low durability. Some mechanics love counterfeits as they are cheap, thereby creating an opportunity for earning more. Detecting counterfeit parts is not an easy job, and that is what mechanics have hugely depended on.

Over the years, I have learned that counterfeit parts come with slight change on the logo or design that may go unnoticed. The designers change how the pack looks, for instance, instead of AZDelco, you get ACDelco. I have developed a keen eye that has helped me detect counterfeit, giving me more power over my money and safety.

Refusal to group repairs when charging
I admit that certain repairs such as water pumps are hard to do as the mechanic must go through other parts of the vehicle to reach them. This sometimes unearths more problems. But the fact is, whether the parts had a problem or not, the mechanic still would open and return it. This means he should not be charging that separately.

I have learned that this is a sign of rip off when my mechanic refuses to put such services under one payment. Other areas that mechanics have tried to rip me off in the past include replacing newer parts with older ones, persistent pressure to do repair, scare tactics to trap me to do repairs and many others. Be on the lookout for such things.

How a Lot of Mechanics Make Money

Among the things I enjoy is value for my money, this makes me go home smiling even if I have spent a fortune on the product or service I received. However, that has not been a common situation whenever I take my car for service or repair to other mechanics. Some mechanics have stood out with integrity and that is a fact I cannot overlook. They charge you for the right services and products, and ensure they only take what belongs to them. But a number need to take integrity classes. After a number of rip-offs, below are a few ways I have learned on how mechanics shrewdly make their money.

Misdiagnosis for something that’s fully functional
Among the most famous lines by mechanics is “this must be replaced.” They say it with such conviction that it sounds like an emergency. To ensure they meet their financial demands, they advise for parts that are fully functional to be replaced. Even the parts that can be repaired, to them require replacement. With this, most people end up paying for parts they do not really need.

What makes one wonder is how a simple session of oil-change ends up to the car needing a new transmission. Also known as “wallet flash”, this is meant to ensure that a simple service turns into something that will cost a fortune by the time the car leaves the garage.

Using the car for other purposes after servicing
A number of cars have been wrecked by mechanics who ended up using the car to visit friends and other clients after repairs. This is one occurrence that is becoming more and more common with mechanics, as a number have been caught on cameras. The hardest part of this is that, even if they are caught in the act; as long as the car is not damaged, it is hard to tell the reason the car is being driven around. This makes it hard for me to claim compensation.

Making the client pay for work not done
What I will never come to terms with is how people consciously receive money for the services they did not perform. A mechanic will cold-bloodedly tell me to pay for a filter change yet he did not even open the hood. Some of the motor parts are not easy to change, yet they find it easy to charge for it despite not doing any job. The most common tactic used is the so called “idiots light”, which is based hugely on exploiting fear.

The “check engine light” is used to see if there are any faulty parts in the vehicle. The light shows codes for each faulty part. As famously known by mechanics, every time a code is shown, a part should be replaced, even if the part was only loose and needed tightening.

When parts of my car get stolen while the car is being serviced
Wonder what happened to your car stereo since it came from the mechanic? The worst part of rip-off by mechanics is when they take parts of the vehicle that they know will never be noticed. They spare nothing that their hands can quickly get a grab on, starting from the spare change that seems idle in the ashtray to even your spare tires. Parts that are meant to enhance the performance of the vehicle will go missing only for you to notice much later how the car seems to be different from how it was bought.

The bottom line is, it is time for mechanics to style up and learn the power of integrity. Money comes and goes, but integrity goes a long way in enhancing a mechanic’s business. One way I retain customers is through honesty, which is something I personally value.

Why I Think It’s Important To Be Honest

Businesses struggle for many different reasons that sometimes are unavoidable; but in my time running a motor repair business, I have learned that most of these factors can be avoided. One such factor is dishonesty, whether with your staff or clients. This is something that somehow has been overlooked in this industry, as mechanics find it easy to rip-off the same people that keep their businesses going. Below are a few reasons why I think honesty is an important part of any business, especially to a mechanic like me.

It builds better reputation
True to the core, a good name is better than gold or silver. Dealing with my clients has helped me over the years to build a reputation that cannot be bought with money. When I do an honest diagnosis of a client’s car, the next time a friend of his asks for a mechanic, he does not hesitate to refer that person to me. I do my best to ensure I deal with everyone with honesty, so that the good name is retained and the chain continues.

It creates customer retention
Whenever I repair a client’s car, my aim is to give them a touch of quality since it is what I have come to learn everyone values. A quality service means my clients will take longer before returning to the garage. To other mechanics, this might sound like an invitation for rainy days. But this is how I see it: if I do a shoddy job, it means the car will run for a short time then it will need to be serviced.

The common thinking is that the car will be brought back to my garage, but over time I have learned that the client has a higher probability of looking for another garage. Well, they might be back a few times, from the first service but mostly just because they have not found another place. Once they find a way of sorting this, I never see them again.

It buys into the mission
The mission of my car repair shop does not just depend on my expertise; it depends on how my employees and clients buy into it. If my mission is to repair cars and reduce accidents, yet every now and again, vehicles leave my garage prone to causing accidents, then this means I will be the only one buying into my mission.

If my staff does not trust my word, then they cannot trust that I can lead them towards fulfilling the mission. If they can trust my word, they will be motivated to drive the business forward sometimes even without minding so much about what I pay them.

The golden rule
I treat my clients and employees in a way that I want them to treat me. This creates an environment of trust and support. As an owner I have trained myself to keep away from temporary gratifications for the purpose of long-term success. This helps me avoid being caught up in the cloud of deception that comes with dishonesty as I avoid greed and envy. In the long run, I earn more and my car repair business keeps on thriving.

Top Things To Watch Out For When At The Mechanics

From the surface, all mechanics look honest and qualified especially when you are taking your car for servicing for the first time. Most people handle this situation as a gamble, but this just ends up hurting their cars. When their cars are hurt, the owners are also hurt. After numerous times of taking my car to the mechanic for repair and service, I have learned how to separate a quack from the real deal. Below are a number of things I look out for before settling on a mechanic as my preferred choice to handle the repair and serving tasks.

I always look for certification
A reputable mechanic will not hesitate to display his certificate of qualification in the repair shop. For the first step, I always look for any sign that the mechanic has had some training in the areas they professes to be an expert. Forming part of the mechanics displays should be ASE certification, or seals of certification from ASA, AAA and other auto industry groups. In case, I cannot spot anything that looks like certification, I always ask to be shown. If none exists, that is a red flag in itself.

I don’t sign a blank authorization form
Putting things in writing is a great step toward ensuring I get the best services. Before I allow the mechanic to put his hand on my vehicle, I ensure they provide me with a written estimate, before I proceed to signing the authorization form. The only time I can be sure that I have gotten the best deal in terms of warranties is before anything is signed. I ask the repair details regarding the my car to make sure I fully understand what needs to be done.

I watch out for double labor
Mechanics are smart and so most of them will take any opportunity to make more money. If a mechanic claims the job will be a double labor, the right question I ask is how long the job will take, since double labor means double payment. Sometimes, the time the job takes is worth double, but at times the time is worth just a single payment. This will help me save money that I would ignorantly have spent.

I watch out for the flush
Most mechanics and lube shops will emphasize on the need for coolant flushes and power steering flush repairs as if it is an emergency. This might throw you into panicking only for you to allow the mechanic to do unnecessary repairs on your car. I read my car manual as often as possible to ensure certain information such as the required mileage for fluid is clear before I allow a mechanic to engage my vehicle. Other things such as cleaning fuel pumps is something I do for myself; do not engage a mechanic in that.

The other area I usually ensure my mechanic doesn’t take advantage of me in, is the old parts that remain after service. I ensure all the old parts are handed over to me before I move out. These ideas and among others are the issues that have ensured I get the best services from my mechanic.